I been busy this morning went Tesco got my shopping and home to my girl.
Anyone got a link to old mse please i am curious when i joined.
I remember you all getting stuff free games consoles , bedding etc but i didnt understand what you where all doing and just carried on snooping. I do recall the car vouchers and getting loads vouchers from supersavvy for posting hints on their site
silvercar thats rotten to hear. We don't get the same issues with house buying up here normally. Slightly different system. Not saying it never happens but certainly rarely hear of it.
This is a transfer of mortgage property taking her ex off mortgage and buying him out. Just hope it goes a good pace as they are sitting on variable and it's eye watering. Re lino am I going daft I though ti fear issue with flooring after plumber. I persument linoleum being a plumber so kitchen or bathroom but this thread goes a 100 mile an hour some days so sorry if it was someone else.
Joined MSE Jan 2008 but don't remember being in the elite forum then or hadn't it started?
Another one who gifted cash house deposits to adult children. What gets me is the 7 year rule. I was terrified in 2018 when diagnosed with cancer my kids would be lumbered with paying 40% tax if the worst happened to me. So bad to have that threat over us who are gifting our already taxed earned money.
Thankyou all for the hugs and support yesterday. It was a really good turn out for OH The weather stayed fine thankfully as lots of friends and family walk behind him for the mile from our home to the village church.
Joined MSE Jan 2008 but don't remember being in the elite forum then or hadn't it started?
Another one who gifted cash house deposits to adult children. What gets me is the 7 year rule. I was terrified in 2018 when diagnosed with cancer my kids would be lumbered with paying 40% tax if the worst happened to me. So bad to have that threat over us who are gifting our already taxed earned money.
The Nil Rate Band is £325k, so provided you leave everything else to a spouse and the deposit help isn’t greater than that and you haven’t made any other significant gifts in the last 7 years, you should be ok. At least that is my understanding.
Well, it’s day 16 of Covid. Still feel dreadful! And I’ve been jabbed so many times! I get very cross when I hear people say Covid is just a cold!!!!! Surely it had to end soon!!
Just spotted this.
are you testing negative?
you've had it much worse than me Lizzie😞
I just ached all over for a couple of days and put it down to gardening. Then my sense of smell suddenly went. The next day I was ok and tested negative the day after that.
silvercar thats rotten to hear. We don't get the same issues with house buying up here normally. Slightly different system. Not saying it never happens but certainly rarely hear of it.
This is a transfer of mortgage property taking her ex off mortgage and buying him out. Just hope it goes a good pace as they are sitting on variable and it's eye watering. Re lino am I going daft I though ti fear issue with flooring after plumber. I persument linoleum being a plumber so kitchen or bathroom but this thread goes a 100 mile an hour some days so sorry if it was someone else.
That was me re the lino. He is a youngish man with his own company and I like him. He came today and went away to think about it and consult his insurance. I suggested he might like to do a free boiler service as compensation… I’ve noticed the lino is also creased where he knelt in it — it’s a small bathroom. The lino is 15 years old but in excellent condition.
Thankyou all for the hugs and support yesterday. It was a really good turn out for OH The weather stayed fine thankfully as lots of friends and family walk behind him for the mile from our home to the village church.